James Thom - Financial Adviser

My name is James Thom, as a Financial Adviser with over 35 years financial services experience, my focus has and will always be to provide a personalised service towards helping people meet their financial goals.

Managing your finances and wealth can be complex and time-consuming. I can simplify your life by addressing all aspects of your financial wellbeing. I feel fortunate to have developed many lifelong relationships with clients, helping them to secure their financial futures both for themselves and their families.

Having a grown up family of four, married to my wife, Mhari, for 38 years, I feel many of the experiences that we have encountered gives me a real life understanding of family needs throughout every stage of life and the importance of individual financial planning for the future whilst protecting what is most important to you.

Whether your objectives are for advice on mortgages, equity release, life assurance, pensions and retirement planning or meeting investment goals – I focus on getting to know you and what is important to you whilst using my experience and wealth of financial knowledge to research suitable products, ensuring you get sound advice and real value for money.

I joined True Potential Wealth Management to enhance service and choice for clients by blending my traditional face to face method of providing financial advice with all the advantages of using their award winning modern technology for convenient 24/7 online access to information and support. Partnering with True Potential provides reassurance to myself and my clients that their needs will be looked after, no matter what.

I encourage you to take the time to explore my website and discover more about my ‘Beyond Wealth Management’ service and how you can benefit.

James Thom Financial Adviser

Areas Served

  • All of UK

James Thom - Financial Adviser

James Thom - Financial Adviser

My name is James Thom, as a Financial Adviser with over 35 years financial services experience, my focus has and will always be to provide a personalised service towards helping people meet their financial goals.

Managing your finances and wealth can be complex and time-consuming. I can simplify your life by addressing all aspects of your financial wellbeing. I feel fortunate to have developed many lifelong relationships with clients, helping them to secure their financial futures both for themselves and their families.

Having a grown up family of four, married to my wife, Mhari, for 38 years, I feel many of the experiences that we have encountered gives me a real life understanding of family needs throughout every stage of life and the importance of individual financial planning for the future whilst protecting what is most important to you.

Whether your objectives are for advice on mortgages, equity release, life assurance, pensions and retirement planning or meeting investment goals – I focus on getting to know you and what is important to you whilst using my experience and wealth of financial knowledge to research suitable products, ensuring you get sound advice and real value for money.

I joined True Potential Wealth Management to enhance service and choice for clients by blending my traditional face to face method of providing financial advice with all the advantages of using their award winning modern technology for convenient 24/7 online access to information and support. Partnering with True Potential provides reassurance to myself and my clients that their needs will be looked after, no matter what.

I encourage you to take the time to explore my website and discover more about my ‘Beyond Wealth Management’ service and how you can benefit.

Areas Served

  • All of UK

Areas of Expertise

Investment Planning

Reliable wealth management advice and the right investment strategy are crucial to securing your financial wellbeing. If you are looking to invest for income or growth, I can provide quality advice, comprehensive solutions and ongoing service.

True Potential Investments’ carefully constructed range of risk-rated funds, including the exclusive True Potential Wealth Strategy Funds, enable you to spread your investments across a wide range of asset types and fund manager styles to create a personal, diversified portfolio solution.

As a client, you will also have 24/7 access to your investments on your personal client site and the ability to top up on-the-go with True Potential’s world-first impulseSave® technology.

Retirement Planning

Regardless of where you are in life, it is important to receive expert and professional advice on your retirement plans and requirements.

Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and access to world-class investment funds. Plus, I can ensure that you are taking full advantage of new pension freedoms.

In addition, our unique True Potential One® life planning tool helps you manage both the accumulation and drawdown phases of your retirement.

Protection

Protecting you and your family from unforeseen circumstances is essential now, and in the years to come.  I can provide protection cover in the various forms of life, critical illness and disability solutions as well as guidance on Inheritance Tax.

Mortgages & Borrowing

A mortgage is one of the biggest financial commitments you are likely to make in your lifetime. So, if you are a first time buyer or have a property portfolio, having the right mortgage can save you thousands of pounds. With the vast array of products and lenders, I can provide the specialist advice you need.

I offer clients the option to pay for mortgage advice by fee rather than commission.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity Release

Equity release is a means of releasing a tax-free lump sum from the equity locked in your home.

There are typically no monthly repayments to make. The money can be used in many ways, including assisting with the costs of living, helping grandchildren onto the property ladder, making home improvements or even travelling and seeing the world.

I can provide the specialist advice you need and explain your options.

Lifetime mortgages are complex products. To understand the features and risks, please ask for a personalised illustration.